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| VA |
| FHA |
| Conventional |
| Acreages |
| Grant Programs |
| Special Programs |
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VA
100% financing for qualified applicants
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FHA
No credit score needed
Slow credit acceptable in some cases
You can use a second mortgage to fund the closing costs and down payment as long as you have 3% of the purchase price into the transaction. Your 3% can be gifted to you from a relative!
Term: 30 years
Maximum Amount: $212,000
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Conventional
Term: 30 years
Maximum Amount: $359,650
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Acreages
As long as your house is worth 70% of the total value we can exceed the standard house and 10 acres rule!
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Grant Programs
We have grant programs through "Neighborhood Gold". This program can be used to pay for your closing costs and down payment in some cases. Please call for specifics.
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Special Programs
If you are a Teacher, Police Officer, Firefighter or Doctor we have specific loans for you!
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $7,193. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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