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| VA |
| FHA |
| Conventional |
| Sub-Prime |
| New Construction |
| Acreages |
| Stated and No Income Loans |
| Home Equity Loans |
| Grant Programs |
| Special Programs |
| Ag Loans |
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VA
100% financing for qualified applicants
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FHA
No credit score needed
Slow credit acceptable in some cases
You can use a second mortgage to fund the closing costs and down payment as long as you have 3% of the purchase price into the transaction. Your 3% can be gifted to you from a relative!
Term: 30 years
Maximum Amount: $212,000
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Conventional
Term: 30 years
Maximum Amount: $359,650
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Sub-Prime
Bankruptcy within the last two years is acceptable.
Unpaid collections are acceptable.
Low (Below 550) credit scores are acceptable.
In some cases you will only need to come to the closing table with $500!
Term: 30 years
Maximum Amount: $1,000,000
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New Construction
Up to 90% of actual cost or 80% of appraised
Flexable single pay interest notes
No draw fees
No General required
Lot loans
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Acreages
As long as your house is worth 70% of the total value we can exceed the standard house and 10 acres rule!
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Stated and No Income Loans
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Home Equity Loans
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Grant Programs
We have grant programs through "Neighborhood Gold". This program can be used to pay for your closing costs and down payment in some cases. Please call for specifics.
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Special Programs
If you are a Teacher, Police Officer, Firefighter or Doctor we have specific loans for you!
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Ag Loans
Want to buy or refinance a farm...we can help! The site must include a homestead...no raw land notes. We can approve a house and 500+ acres. Specific rules apply, please call.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $7,193. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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