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Equitable Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
VA
FHA
Conventional
Acreages
Grant Programs
Special Programs

VA

100% financing for qualified applicants


FHA

No credit score needed

Slow credit acceptable in some cases

You can use a second mortgage to fund the closing costs and down payment as long as you have 3% of the purchase price into the transaction.  Your 3% can be gifted to you from a relative!

Term: 30 years   Maximum Amount: $212,000

Conventional
Term: 30 years   Maximum Amount: $359,650

Acreages

As long as your house is worth 70% of the total value we can exceed the standard house and 10 acres rule!


Grant Programs

We have grant programs through "Neighborhood Gold".  This program can be used to pay for your closing costs and down payment in some cases.  Please call for specifics.


Special Programs

If you are a Teacher, Police Officer, Firefighter or Doctor we have specific loans for you! 




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $7,193. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.